These include the proposal for an income cap in line with the Shared Ownership scheme, an extension of the discount period to fifteen years, a requirement that applicants should have a minimum of a 25% mortgage thus ruling out cash purchasers and the decision not to implement a statutory National Starter Home percentage requirement, although there will be a "policy expectation" that sites over 10 dwellings deliver 10% starter homes.
David Evans, Past President of the Planning Officers Society and a member of the DCLG Technical Advisory Group said: "The White Paper signals a significant shift in the Government's approach to Starter Homes from a top down one to allowing more local discretion. It recognises that a mix of affordable housing solutions are required according to local needs and that Starter Homes are part of the mix. The Society has been concerned about potential abuse of the system but the requirement for a 25% mortgage and a much longer discount period will reduce that danger. The Society, with others has been arguing for these changes and we are pleased that Ministers have listened to our concerns".